Please refer to the “Services” page for the answer.

It depends on your tax situation.

No. The sooner we get your basic information the better. We can create your tax profile by completing a tax interview with you.

You can rollover (direct roll over) your IRA to your RRSP. if you wish to roll your U.S. retirement plan into a Canadian RRSP account you have to be really careful. Generally, if the employer contributed to a U.S. retirement plan while the employee was a resident of the U.S., a rollover into a Canadian RRSP would be possible without affecting the RRSP contribution room. However, if an employer contributed to the plan while the employee was a resident in Canada, the employee would not be allowed to roll the plan into an RRSP account on a tax-free basis. The lump-sum payment of the retirement plan would be included in taxable income for the year; however, it may be possible to shelter part of the transfer if there is available RRSP contribution room.